As one of the largest banks in India, the State Bank of India (SBI) offers several convenient ways for its customers to check their account balance. Whether you prefer checking your balance online, via mobile app, through SMS, or by visiting an ATM or branch, SBI has you covered. In this comprehensive guide, we’ll explore easy steps to check SBI account balance through various channels.
Checking SBI Account Balance Online
To check your SBI account balance online, you can follow these steps:
1. Log in to SBI Internet Banking
- Visit the SBI internet banking portal.
- Enter your username and password to log in.
2. View Account Summary
- Once logged in, you can view your account summary which includes your available balance.
3. Use SBI Anywhere App
- Download the SBI Anywhere app on your smartphone.
- Log in with your credentials to view your account balance.
Checking SBI Account Balance via SMS
To check your SBI account balance through SMS:
1. Register for SMS Banking
- Send an SMS in the format – REG
Account Number to 09223488888 from your registered mobile number.
2. Check Account Balance
- To check your balance, send an SMS in the format – BAL to 09223766666.
Checking SBI Account Balance at ATM
You can also check your SBI account balance at any SBI ATM:
1. Visit an SBI ATM
- Insert your debit card and enter your PIN.
2. Choose “Balance Enquiry”
- Select the “Balance Enquiry” option on the screen.
3. Check Your Balance
- Your account balance will be displayed on the screen.
Checking SBI Account Balance at a Branch
If you prefer to check your SBI account balance in person, you can visit your nearest SBI branch:
1. Visit the Branch
- Carry your passbook and visit the branch during working hours.
2. Talk to a Bank Official
- Approach the counter and request to check your account balance.
3. Update Passbook
- You can also update your passbook at the branch to view your latest transactions and balance.
Frequently Asked Questions (FAQs)
1. Can I check my SBI account balance without internet banking?
- Yes, you can check your SBI account balance through SMS banking, mobile banking app, ATMs, or by visiting a branch.
2. Is there a charge for checking SBI account balance?
- There are no charges for checking your SBI account balance through SMS, but nominal charges may apply for internet banking or using other channels.
3. How often should I check my SBI account balance?
- It is recommended to check your account balance regularly to track your expenses, monitor transactions, and detect any unauthorized activity.
4. What should I do if I notice an unauthorized transaction while checking my balance?
- If you notice any unauthorized transaction, report it to SBI immediately by contacting customer service or visiting a branch to prevent further losses.
5. Can I check my SBI account balance from abroad?
- Yes, you can check your SBI account balance from abroad using internet banking, mobile app, or by contacting SBI customer service.
6. Are there any restrictions on checking SBI account balance online?
- Ensure you have a stable internet connection and use secure devices while checking your SBI account balance online to protect your personal information.
7. Can I set up alerts for my SBI account balance?
- Yes, you can set up alerts for low balance, high-value transactions, etc., to stay informed about your account activity.
8. What is the quickest way to check my SBI account balance?
- Checking your SBI account balance through SMS banking is one of the quickest ways to get real-time updates on your balance.
9. How do I update my mobile number for SMS banking to receive account balance alerts?
- You can update your mobile number for SMS banking by visiting an SBI branch and submitting a request to link your new mobile number to your account.
10. Are there any alternatives to checking my SBI account balance if I do not have a smartphone?
- If you do not have a smartphone, you can visit an SBI ATM, use SMS banking, or visit an SBI branch to check your account balance.
By following these simple steps, SBI customers can easily check their account balance through various convenient channels. Remember to prioritize the security of your personal information while using online or mobile banking services. Regularly monitoring your account balance can help you stay on top of your finances and detect any discrepancies promptly.
